FNB will be selling their SIM cards separately from their mobile devices. Although initial press releases indicated that their pricing would be a tad bit off the mark, which may cause this idea to crash, their actual launch pricing seems to be highly competitive, especially the voice and data 24 month contracts. With the data contracts you get day + night data e.g. for R95 you get 2gb + 2gb night data. Another plus is that you can get up to 40% of your bill back in eBucks!
If you are on the prepaid option you can do top ups directly from the FNB App. I predict that this app is going to be something that we can't live without in the near future.
RICA is a thing of the past, because the sim is activated via your Online Banking profile which is already FICA compliant. All other management tools for your SIM card will be via the online banking portal as well, such as real time usage and call history.
The service is run via the CellC network. Although CellC's network has been criticized before, they are, like FNB, making big strides through innovative ways of doing things.
I hope to see this service succeed as it will bring greater competition to the already over inflated mobile communications prices in South Africa.